Yes. Free to download, no ads, no required purchases. Optional cosmetic in-app items only.

iPhone and iPad on iOS. No Android version yet.

How long to reach $1B?

Most players take 30 to 80 hours of active play across multiple sessions. There's no rush — many replay phases for the storyline.

Are the legal and financial scenarios real?

Inspired by real concepts (EIN applications, asset protection structures, IRS doctrines). The game is fiction. Don't take it as legal, financial, or tax advice.

Can I lose all my money?

Yes. Scams, lawsuits, tax seizures, disasters, and bad trades all hurt. Bank loans can help, but the interest adds up fast.

Is there multiplayer?

An async marketplace is coming — real player listings syncing every few minutes. No live PvP.

The 6 Phases of FlipAPenny

Phase	Name	Net Worth	Unlocks
1	The Hustle	$0.01 – $100	Basic trading, marketplace
2	The Come Up	$100 – $10K	Boosts, repairs, insurance
3	The Big Leagues	$10K – $500K	Your shop, stock market
4	The Empire	$500K – $50M	Real estate, options trading
5	The Dynasty	$50M – $1B	Mega-deals, luxury items, trust system
6	The Legacy	$1B+	Philanthropy, New Game+

Tap the Net Worth label anywhere it appears for a live breakdown of where your wealth lives — cash, inventory, stocks, options, trust, and outstanding loans. Silent deductions like taxes, marketplace fees, and insurance premiums show up in the Activity Feed for full transparency.

Phases 2 and 3 are where most players spend the longest stretch — that's when you unlock repairs, bank loans, your first shop, and the stock market. Phase 5 introduces the trust system and the Marcus DeVance storyline.

Trading

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